AML Training

NAILBA Errors & Omissions (E & O) Insurance Program

We are committed to your career success. Our goal is to continually offer outstanding new programs and services that will help you build and protect your business. A great example is the development of one of the most competitive agent Errors & Omissions plans in the industry.
Finally, a competitively priced, comprehensive E & O program specifically tailored to You, the life insurance agent. No longer do you need to subject yourself to the confines of group sponsored E & O programs with shared limits of liability, and no control over coverage. When you enroll in the NAILBA E & O Program, you are issued a policy with a highly rated carrier, and you can choose up to $2 million dollars of per claim coverage.

The NAILBA E & O Program provides comprehensive coverage for your life insurance business.

Enrolling is easy! See what premium rates are available for agents in your state

Covered activities include:
Benefits of enrolling in the
NAILBA E & O Program
Sale or attempted sale or servicing of:
  • Life Insurance
  • Accident & Health Insurance
  • Long Term Care Insurance
  • Disability Insurance
  • Fixed Annuities
  • Employee Benefit Plans, Individual Retirement Arrangements, IRAs and KEOGH Retirement Plans (see below)

And if option is chosen:

  • Variable Products
  • Mutual Funds
  • Financial Planning incidental to the sale of the above products

See Coverage highlights, FAQs, and NAILBA Independent Agent Program E&O Policy Specimen for more information.

  • Comprehensive coverage for your life insurance, variable product and mutual fund business (click the coverage highlights link below for more detail).
  • No membership fees - Other life insurance agent programs require a membership fee to enroll in their E & O program. Not the case with NAILBA.
  • Quality Carrier - Praetorian Insurance Company is one of the largest insurance carriers in the E & O program business in the United States. Praetorian is Rated A- Excellent by AM BEST. Click here for a guide to BEST ratings.
For questions regarding the E&O Program, please contact:

Arthur J. Gallagher & Co.
Insurance Brokers of California
Attn: Carolyn Osborn
15 Enterprise, Ste 200
Aliso Viejo, CA 92556
(800) 532-0327 x 801